A commercial automobile policy provides coverage for legal liability for others' bodily injury or property damage arising out of the use of your business automobiles. Physical damage coverage protects your vehicles in case of accident or damage or damage caused by fire, hail, and other risks. You can designate coverage for owned vehicles as well as leased, hired and/or borrowed vehicles. More coverage options are also available.

Workers' Compensation coverage can be added to a variety of policy types to round out your insurance protection. Workers' compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. This insurance also provides benefits for the employee's dependents if the employee dies during work-related duty.

Business Property insurance protects against physical damage or loss of business assets. It can cover general property including machinery and equipment breakdown, motor truck cargo, vehicle physical damage, scheduled property and contractor’s equipment.

Business Liability insurance protects your business against financial loss resulting from claims of injury or damage caused to others by the business owner or employees.

Professional liability protects against loss from a claim of alleged negligent acts, errors or omissions in the performance of professional services. This might include loss of client data, software or system failure, claims of non-performance or negligent oversell.

Employment Practices Liability Insurance (EPLI) protects employers from claims filed by workers that their legal rights have been violated. The policy will reimburse expenses incurred by court costs as well as any settlements or judgments.

With an Umbrella Liability Policy in place, there are fewer worries about depleting valuable business assets or future income to cover catastrophic liability claims. An Umbrella Liability Policy supplements your existing policy's general liability, auto liability and employers liability limits.

Commercial surety bonds are critical to the operations of all commercial companies. Our customers – no matter the size of their operations – may need guidance with their surety needs as their businesses grow and evolve. We possess the industry knowledge and business tools to help customers assess their risk and take advantage of their commercial surety bonding opportunities.