McIlrath Insurance Agency Blog
View the latest blog posts from McIlrath Insurance Agency.
Friday, October 14, 2016Did you know that taking 15 minutes to get married could save you at least 15% on your car insurance? According to a report, a 20-year old married woman pays an average of 22% less for car insurance than her single counterpart. And a married 20-year-old man pays 20% less than his single friend of the same age. READ MORE >>
Friday, October 7, 2016You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. READ MORE >>
Friday, September 30, 2016In recent months, major insurers have adopted “gender distinct” rates for new coverage. Translation: If you’re a woman, you’ll now pay more than a man for the same coverage.
Rates for single women rose 20 to 40% last year, while rates for single men fell 15%, says Jesse S... READ MORE >>
Friday, September 23, 2016There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>
Friday, September 16, 2016You probably don't think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner's insurance doesn't cover everything you own and the items it does cover are only partially insured if they're high-priced items. READ MORE >>
Friday, September 9, 2016If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>
Friday, September 2, 2016A friendly reminder: Hiding a spare key underneath your welcome mat is not sneaky. It’s obvious. So, try one of these smarter key-hiding tactics! The Brick Trick. We’re all for a well-maintained brick walkway, but one small chink in the mortar can be good news! READ MORE >>
Friday, August 26, 2016When shopping for the best auto insurance rates, you'll find a recurring theme in the information that prospective insurers collect in order to quote the cost of a premium. Common questions such as your name, social security number, zip code, car make and model, and estimated miles driven each week, are probably expected. READ MORE >>
Friday, August 19, 2016 You may already know the importance of shopping around to score the best rate on your auto insurance premiums, but did you know that certain factors (or the absence of them) could cause your insurance premiums to rise? READ MORE >>
Friday, August 12, 2016 What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>