Auto Insurance in Pittsburg, PA
Auto insurance is more than just a legal requirement. It may help reduce the monetary impact of unexpected accidents, damages and liabilities. At Mcllarth Insurance Agency, we’re dedicated to helping drivers like you find a suitable policy that aligns with your needs.
Is it Required?
In Pennsylvania, drivers are required to prove their financial responsibility by carrying liability coverage. Your lender may also ask for proof of a policy if you’re financing your car.
What Does a Policy Include?
An auto insurance policy typically offers the following coverage:
- Liability coverage may cover the necessary expenses of third-party bodily harm or property damage.
- Comprehensive coverage may help pay for your vehicle’s repair costs if it’s damaged by certain weather conditions, vandalism, theft or fire.
- Collision coverage may cover your car’s repair expenses after hitting another car or a stationary object.
- Medical payments coverage may help pay for you and your passengers’ medical expenses after an accident, regardless of fault.
- Uninsured/underinsured motorist coverage may be beneficial if you’re hit by a driver with little or no coverage.
How Much Does it Cost?
Several factors may affect the calculation of your premiums, including:
- Age and location
- Car’s make, model and year
- Claims history
- Driving record
- Policy specifics (e.g., coverage limits, deductible)
You may explore these strategies if you want to lower your insurance costs:
- Reduce coverage on older models.
- Take safety driving courses.
- Purchase your home and car policies from the same insurer.
- Avoid getting into accidents or traffic violations.
Get Covered Today
Contact Mcllarth Insurance Agency to learn more about our auto insurance offerings or request a personalized quote.