Homeowners Insurance in Pittsburg, PA
A home is considered a valuable investment, so it’s understandable that you want to protect it at all costs. However, if you’re still undecided on the amount of coverage your home may need, Mcllarth Insurance Agency is here to guide you on the ins and outs of homeowners insurance.
What Home Insurance Covers
Home insurance is a policy that may cover repair or replacement costs should your property get damaged by a covered risk such as fire, hail, theft or wind. Policy inclusions may differ per insurer, but home insurance typically offers the following:
- Dwelling coverage may cover repair costs to your home’s physical structure and attached features.
- Liability coverage may pay for medical and legal costs if you’re found liable for third-party injuries or property damage.
- Personal property coverage may cover the repair or replacement cost of your appliances, clothes, electronics and furniture.
- Additional living expenses coverage may help cover temporary housing, meals and other costs if you must relocate while your property is being repaired after a covered loss.
When is Home Insurance Required?
Home insurance is not required in Pennsylvania. However, your lender may require you to submit proof of policy as part of your mortgage. Even so, it’s still recommended that you insure your home to protect you from heavy financial losses if your property gets damaged by a covered risk.
Where Can I Get Home Insurance?
Mcllarth Insurance Agency is here to help you find the most suitable insurance policy for your home. Contact us now to get a personalized quote.