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tips

September 24, 2016
Agency

What are some examples of unexpected exclusions in a home insurance policy?

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. HO-2, HO-3 and HO-5 are the types of policies held by […]
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September 3, 2016
Agency

Smart Places to Hide Your Spare Key

A friendly reminder: Hiding a spare key underneath your welcome mat is not sneaky. It’s obvious. So, try one of these smarter key-hiding tactics! The Brick Trick. We’re all for a well-maintained brick walkway, but one small chink in the mortar can be good news! Put the brick blemish to good use: if there’s enough space for […]
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August 27, 2016
Agency

How Insurers Decide Your Auto Insurance Rate

When shopping for the best auto insurance rates, you’ll find a recurring theme in the information that prospective insurers collect in order to quote the cost of a premium. Common questions such as your name, social security number, zip code, car make and model, and estimated miles driven each week, are probably expected. However, other […]
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August 19, 2016
Agency

6 Things That Spike Your Auto Insurance

You may already know the importance of shopping around to score the best rate on your auto insurance premiums, but did you know that certain factors (or the absence of them) could cause your insurance premiums to rise? To understand what makes your insurance premiums spike, it helps to understand the basic nature of auto […]
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